MyRoshi

Terms of Service

Last updated: 15 July 2026

These Terms of Service ("Terms") govern your use of MyRoshi (the "Service"), a subscription application that generates personalized Zen talks (teishos), dharma talks, and a meditation timer. The Service is operated by Saravanakumar D, an individual sole proprietor based in Bengaluru, India ("we", "us", "our"). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. Who may use the Service

You must be at least 18 years old and able to form a binding contract. The Service is currently offered on an invite and subscription basis. You are responsible for keeping your account secure.

2. The Service and what it is not

MyRoshi produces AI-generated spiritual and contemplative content for personal reflection and practice. It is not a substitute for professional advice of any kind. It does not provide medical, mental-health, psychological, legal, or financial advice, diagnosis, or treatment. Content may be inaccurate, incomplete, or not suitable for your situation; use your own judgment.

If you are in crisis or may be a danger to yourself or others, do not use the Service — contact your local emergency number or a crisis line immediately (in the US, call or text 988; internationally, see findahelpline.com).

3. Accounts and your encryption key

You sign in with Google or a one-time email code. Your practice content (reflections, journals, generated talks, and voices) is encrypted with a key held only in your browser — we cannot read it and cannot recover it. If you lose your key, that content cannot be restored. You are responsible for backing up your key.

4. Subscriptions, billing, and cancellation

Paid plans are sold and processed by our reseller and Merchant of Record, Paddle.com ("Paddle"). Paddle handles the transaction, taxes, receipts, and refunds, and Paddle's name may appear on your statement. Your purchase is also subject to Paddle's Buyer Terms.

5. Acceptable use

You agree not to: misuse or disrupt the Service; attempt to access other users' data; reverse engineer, scrape, or resell the Service; use it for unlawful purposes; or upload content you have no right to use. We may suspend or terminate accounts that violate these Terms.

6. Content and intellectual property

You retain rights to the reflections and material you provide. You grant us a limited licence to process that material solely to provide the Service to you (including transient processing by our AI provider to generate your talks). The Service, its software, and its branding are ours or our licensors'; nothing here transfers those rights to you. Generated talks are provided for your personal, non-commercial use.

7. Third-party services

The Service relies on third parties including Paddle (payments), Google (sign-in), Cloudflare (hosting, delivery, and storage), and an AI model provider (content generation). Your use of the Service is also subject to those providers' terms where applicable.

8. Disclaimers

The Service is provided "as is" and "as available", without warranties of any kind to the fullest extent permitted by law. We do not warrant that the Service will be uninterrupted, error-free, or that generated content will be accurate or fit for any purpose.

9. Limitation of liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, or consequential damages, or for loss of data, arising from your use of the Service. Our total liability for any claim will not exceed the amount you paid us in the three months before the claim. Nothing in these Terms limits liability that cannot be limited under applicable law.

10. Termination

You may stop using the Service at any time. We may suspend or end the Service, or your access, with reasonable notice, or immediately for a breach of these Terms.

11. Changes to these Terms

We may update these Terms from time to time. Material changes will be posted here with a new "last updated" date; continued use after changes means you accept them.

12. Governing law

These Terms are governed by the laws of India, and the courts of Bengaluru, India have exclusive jurisdiction, without prejudice to any mandatory consumer protections in your country of residence.

13. Contact

Questions about these Terms: myroshi.app@gmail.com. Billing, receipts, and refund requests can also be handled directly through Paddle.


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